If you enroll into a debt consolidation program which costs you $1,000.00 per month for 5 years (60 months) and successfully complete all payments, you will eliminate your debt of $50,000 to $60,000 and pay any associated fees. If, on the other hand you qualify and file a chapter 7 Bankruptcy you would be absolved of all your unsecured dischargeable debts (such as credit cards) through a Bankruptcy discharge. Putting that $1,000 monthly payment into an account which paid 5% interest for 5 years, you would have almost $70,000.00 in 60 months. The choice is clear but you decide. CALL US NOW or visit our https://www.ralislaw.com